Legal

Privacy Policy

This page explains what data we collect, why, and what your rights are. We keep it deliberately readable. If anything here is unclear, write to us and we will explain in plainer terms.

What we collect

Account information you provide (name, email, phone, address), identity verification documents required by law, and transaction data when you use our services. We log basic technical information from your device when you visit the website.

Why we collect it

To open and maintain your account, comply with anti-money-laundering and KYC regulations, deliver the transfers you request, and improve the service over time.

Who we share it with

Our regulated payment partners (Sciopay Ltd, Equals Connect Limited), identity verification providers, and authorities where compelled by law. We do not sell personal data.

Your rights

You can ask for a copy of your data, request corrections, ask us to delete information that we are not legally required to retain, and withdraw marketing consent at any time. Email info@xratecapital.com to make a request.

Retention

We keep account and transaction data for the period required by financial regulations, typically a minimum of five years after the relationship ends.