Moving money across borders isn't just about exchange rates, it's about security, speed, and convenience. Whether you're purchasing property, supporting loved ones, or managing lifestyle expenses, our tailored service makes it effortless.
Concierge-grade FX for the conversations that matter. Settled in days, not weeks.
Deposits, final payments, and ongoing costs handled with discretion and locked rates. Whether it is a London pied-à-terre or a coastal estate, we settle the FX so completion is the only thing on your mind.
Recurring or one-off transfers to loved ones, with rates that respect the relationship. Schedule monthly support, settle a school fee abroad, or send funds the same day.
Living a global life means paying for one. We handle tuition, healthcare, vehicles, and the rest with concierge-grade service and institutional pricing.
Set up takes minutes. From there, your account manager guides every move.
Sign up online in just a few minutes. Provide your details to set up a secure account, your dedicated account manager will be in touch.
Once approved, your manager takes the time to understand your goals, answer questions, and walk you through your first transfer.
With your account live and personalised guidance in place, send funds anywhere in the world. Fast, reliable, secure.
“I have used X Rate Capital multiple times now and highly recommend. A seamless process from start to finish sending money from Dubai into my UK accounts quickly and cost efficiently. Very happy with their service and will be using again.”
“Locked the rate three months ahead of completion and saved more than the entire conveyancing fee. The team handled every leg of the transfer; I just signed.”
“Cross-border payroll used to take a week of chasing banks. Now it runs on time, in local currencies, with sharper rates than we got from our high-street provider.”
Common questions about set-up, fees, and security. Our team is one message away if yours isn't here.
Faster transfers, sharper exchange rates, and lower fees than a high-street bank, with a dedicated account manager rather than a queue.
Yes. Buy and store multiple currencies, take advantage of favourable rates, and use the funds when needed.
We believe in transparency. All fees are clearly displayed upfront, so you'll know exactly what you're paying before you make a transfer.